Our Workers' Compensation Philosophy
TPS believes that providing quality, cost-effective Workers' Compensation coverage extends beyond the standard statutory coverage and employers' liability. We offer our members annual loss prevention and risk control surveys and/or inspections as well as legal representation before the Texas Workers' Compensation Commission.

One Size Does Not Fit All
TPS recognizes that different organizations have different needs. That's why we offer both guaranteed-cost and cash-flow options to our members.

Financial Soundness and Stability
Regardless of whether you choose a guaranteed-cost or cash-flow program, you'll find the TPS pool sound and stable. We purchase specific and aggregate reinsurance through A-rated carriers, and we require an annual actuarial study, which maintains the financial integrity and stability of our pool. TPS is fully funded for losses, loss development and incurred but not reported losses. In handling claims, we use a comprehensive claims management system that tracks claims and distributes status reports to members on a regular basis.